ReadyCash is a secure mobile payment service designed to comply with the CBN’s (Central Bank of Nigeria) regulatory framework on mobile payment services in Nigeria under the NON-BANK LED model.

It enables end users (especially the un-banked) with GSM phones to operate virtual accounts (wallets) by leveraging on a large network of agents (the Bank and individuals) for enrolments, cash deposit and withdrawals. In addition, end-users are able to make requests such as account enquiries, bill payments, funds transfer, purchases for goods and services, via their mobile phones.

The ReadyCash System is pre-paid based. That is, value must exist in wallets prior to execution of transactions. Agents, the primary actors of the solution, will need to fund their ReadyCash accounts prior to rendering services. End users are also required to fund their wallets at Agent locations before transacting on their wallet.

What to do?

• Download the ReadyCash application by pointing your phone browser to http://goo.gl/18YOj
• Install
• Activate with the verification code, delivered as an SMS to your phone
• Proceed with transactions
  1. Enquiries
  2. Fund wallet at Agent locations by presenting cash
  3. Withdraw by selecting ‘Withdraw Money’
  4. Transfer Funds by selecting ‘Send Money’
  5. Airtime Recharge
  6. Bills Payment 
• We are currently rolling out our Agent Network. Look out for the ReadyCash logo at any retail outlet near you, to fund your wallet. In the event that you do not find an agent near you, take the following steps:
  1. Go to the nearest Oceanic Bank branch
  2. Pay in an amount of your choice to the following:
     • Account Number: 0004061509
     • Account Name: Parkway Projects Limited
  3. Fill in the following in the Narration/Description box:
     • Your wallet number (i.e. your mobile phone number)
  4. On completion, send the following to 01-8102035
     • Wallet Number
     • Amount Paid
  5. Upon confirmation of this payment, an SMS will be delivered to your phone, indicating a credit of your wallet
• Shoud you desire to be an Agent, contact us:
  • Email: readycash@parkwayprojects.com